Auto Insurance
Owning a car is a big responsibility, and it is wise that you protect your investment. It is easy to do this when you purchase a reliable auto insurance policy at ESCO Insurance Services. We offer Texans policies ranging from liability to comprehensive. We assure you that we can help you find the perfect policy based on your needs.
Auto Insurance Requirements
Auto insurance is legally required in Texas. Legally, you should obtain liability insurance at the minimum to protect you in the event you cause bodily harm or damage to another person’s property.
You must also meet the minimum liability requirements in Texas. You should obtain at least $30,000 in coverage for bodily injury for one person and $60,000 in coverage for each accident. You will also need to obtain property damage coverage for $25,000 for each accident. This coverage is known as 30/60/25.
Auto Insurance Coverage
Finding the right coverage is important. Here are some of the other available insurance coverage options for you to choose from:
- Comprehensive- This covers you if your vehicle is damaged by anything other than a collision. If your car is damaged by theft, storms, vandalism, animals, or an object, this policy will help cover your repair expenses.
- Collision- This will cover you if you get into an accident with another vehicle. This will then cover your expenses for repairing or replacing your car.
- Uninsured/underinsured- This will cover you if you get into an accident with another driver who doesn’t have enough insurance or doesn’t have any insurance at all. This person must have also caused the accident. It will cover any lost wages as well as your medical expenses.
- Medical payments- If you or your passengers are hurt following an accident, this will cover your medical expenses and even funeral expenses.
Quotes
If you are interested in obtaining a quote for auto insurance, call us at ESCO Insurance Services in Texas.
